If you are thinking about buying a home, setting a realistic budget for both monthly costs and down payment will help you make an informed decision and help you to avoid financial stress due to lack of planning.

 Setting A Realistic Monthly Budget

Know what your monthly income, expenses and goals for savings are before you jump into making a decision to buy a home.

Setting A Realistic Budget for Down Payment and Closing Costs

Determine how much you can afford to spend for down payment and learn the options available for down payment on different types of mortgages.

Upfront Costs Versus Money Needed At Closing

A common question many home buyers have is how much money they will need to pay upfront versus how much they will have to pay at closing.  There are some fees/expenses that typically have to be paid upfront prior to closing.  The rest are typically not paid until the closing date.